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First-time home buyers · Greater Vancouver

Your first home.
Made simple.

Big questions deserve clear answers. Start with the foundations: what you can afford, what to expect and who you need beside you.

Plan my first purchaseSee where I'm at

Before the search

Where you're at.

Most first-time buyers start with just one or two of these. Check what you have — we'll work through the rest together.

Details

Not yet? We'll connect you with a BCFSA-registered mortgage broker.

Darell refers to BCFSA-registered mortgage brokers. If Darell receives a referral fee, it will be disclosed to you in writing before you proceed.
Details

Your approval amount isn't always your comfort zone. We'll work it out together.

Review monthly costs
Details

Not sure what you need? See the cost breakdown below.

See what it costs
Details

A rough idea is enough. We'll help you compare neighbourhoods.

Explore areas
Details

FHSA, Home Buyers' Plan, PTT exemption — we'll help you sort out what fits.

Review official programs
Details

A season or 'within a year' is fine.

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Starting from zero is completely normal. This is exactly where Darell starts with most first-time buyers.

Send what I have

Or text DarellEmail Darell

Before you budget

Know your numbers.

Every purchase is different. Here's what to plan for — I'll help you put real numbers to it.

Upfront

  • Down payment
  • Property transfer tax (first-time buyers may qualify for an exemption)
  • Legal or notary fees
  • Home inspection
  • Appraisal, if your lender requires one
  • Title insurance and adjustments

Monthly

  • Mortgage payment
  • Strata fees (condos and townhomes)
  • Property tax
  • Home insurance
  • Utilities

Rules and exemption amounts change. Confirm your numbers with your lender and lawyer or notary. BC first-time home buyers' exemption ↗

Get your personal cost breakdown

Tell me your price range and down payment. I'll map out your upfront and monthly costs, and connect you with a mortgage broker if you need one.

Get My Numbers

First-home buyer dictionary

The words, decoded.

Real estate terms you'll hear, explained in plain English.

Official resources

Understand your options.

BC first-time buyer program

Review current Property Transfer Tax eligibility and exemptions directly with the province.

Visit official guidance

Not sure what applies to you?

Text DarellEmail Darell

Programs and eligibility can change. Confirm your circumstances with a qualified mortgage, tax or legal professional. This page is general information, not financial or legal advice.

In their words

A first-home experience

“He was extremely patient to answer all of our questions and concerns… during the whole process of acquisition of our first home here in Canada. Highly recommend him!”
Eduardo S. · First-time buyer

Shared with permission.

Start my first-home plan

First-home questions

Let's talk · Darell Pinazo

Your first home starts here.

Your priorities, your budget and your timing. Let's start with what matters to you.

Call 778.859.8058Text DarellEmail Darell
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